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00:00:00 – 00:09:24
The video discusses the pros and cons of purchasing AppleCare, with the speaker evaluating the different tiers: AppleCare, AppleCare Plus, and AppleCare Plus with theft and loss. They humorously criticize the fine print and argue against its necessity based on their personal careful handling and the durable build quality of modern smartphones. Highlighting various scenarios, the speaker concludes that while AppleCare can be beneficial in case of accidental damage or theft, especially in households prone to accidents, it isn't worth it for them. Instead, they emphasize the importance of essential insurances like health, home, and car insurance for significant financial protection. The speaker acknowledges that owning an iPhone can be a significant financial burden in some countries and notes that smartphone insurance is also available through carriers and credit card companies. The video concludes with the speaker expressing gratitude for viewer support and addressing perceptions about their handling of devices.
00:00:00
In this segment of the video, the speaker discusses their perspective on AppleCare and why they choose not to purchase it. They explain the different AppleCare tiers: AppleCare, AppleCare Plus, and AppleCare Plus with theft and loss, providing an overview of what each tier covers. The speaker humorously criticizes the fine print and restrictions associated with insurance and extended warranties. They highlight the limitations of basic AppleCare, the benefits and costs of AppleCare Plus for accidental damage, and the additional coverage for theft and loss with the highest tier. Despite outlining these options, the speaker clarifies that their decision to forego AppleCare is not due to being cheap, wealthy, or dismissive of the service, suggesting instead that they have other reasons and encouraging viewers to subscribe to their channel.
00:03:00
In this part of the video, the speaker discusses their views on AppleCare, presenting three scenarios to illustrate its potential value and pitfalls. In the first scenario, if nothing happens to the iPhone over three years, paying for AppleCare seems like a waste. In the second scenario, if the phone breaks after two years, AppleCare proves beneficial by covering repair costs cheaply. In the third scenario, without AppleCare, any damage incurs out-of-pocket expenses, causing regret for not having the coverage. Despite these points, the speaker explains they don’t find AppleCare worth it for their own Apple products, citing their careful handling and the reliable build quality of modern smartphones. The speaker suggests that while AppleCare might be useful in households with higher accident risks (e.g., with a newborn), other forms of insurance such as car, home, and medical are more critical.
00:06:00
In this segment, the discussion centers on the importance of having various types of insurance to protect against significant setbacks in life, highlighting health, home, and car insurance as essential categories. The speaker emphasizes the peace of mind provided by having insurance, particularly in financially challenging situations, and uses AppleCare Plus for iPhones as an example. The speaker notes that in some countries, owning an iPhone is a significant financial burden. They touch on the absence of AppleCare Plus in certain regions due to legal complexities. Additionally, it is mentioned that smartphone insurance is also available through carriers and credit card companies. The speaker concludes by explaining their personal stance on not having AppleCare, illustrating a pragmatic approach to smartphone damage and emphasizing the transient nature of material possessions.
00:09:00
In this part of the video, the speaker appreciates the comments from viewers, expressing much love for the support received. They also address the perception some people have of them being dangerous with their phones and devices, followed by a background musical segment.