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00:00:00 – 00:05:54
The video reviews the LikeU credit card from Santander, emphasizing its benefits like being annuity-free but requiring a minimum monthly spend. It offers customizable assistance packages and supports various causes such as education, conservation, breast cancer, and child nutrition. The Cashback Baby rewards program is introduced, with advice on managing expenses to avoid charges. The card is suitable for building credit history or avoiding annuity fees, and feedback is encouraged for future financial topics on the channel.
00:00:00
In this segment of the video, the focus is on reviewing the LikeU credit card from Santander, highlighting both its advantages and disadvantages. The card, launched in 2021, targets bank clients with savings or payroll accounts, but can also be obtained by individuals with a monthly income of at least 7,500 pesos. The main benefit of the card is that it is annuity-free, but to avoid charges, a minimum monthly spend of 200 pesos is required. The card offers customizable assistance packages that come with costs through the SuperWallet App, with services like the Pet Program included. Notably, the lack of transparent communication regarding the costs of these packages has drawn attention. The card also comes in various colors representing different causes that cardholders can support, but specifics on contribution percentages based on spending remain unclear.
00:03:00
In this segment of the video, the speaker discusses the causes supported through the LikeU card, including education for marginalized children, conservation efforts, breast cancer organizations, and child nutrition in Mexico. They introduce the Cashback Baby rewards program with a cap of 10,000 pesos annually. The video explains how the card can be beneficial for day-to-day purchases and offers interest-free months for certain purchases with high annual interest rates. The suitability of the LikeU card for users is also discussed, especially for building credit history or avoiding annuity fees. Recommendations are provided for managing expenses to avoid additional charges. The video concludes by encouraging feedback on the LikeU card and inviting suggestions for future financial topics on the channel.