The summary of ‘STOP wasting $$ on expensive phone insurance | AKKO’

This summary of the video was created by an AI. It might contain some inaccuracies.

00:00:0000:06:51

Chris critiques the high cost and limited coverage of traditional phone insurance plans from major carriers like T-Mobile, AT&T, and Verizon, highlighting their expensive monthly fees and high deductibles. He introduces Akko as a superior alternative, offering comprehensive and affordable coverage for phones and electronic devices. Akko’s plans range from $6 to $15 per month, with low deductibles and extensive coverage, allowing unlimited claims and covering various damages and theft. Chris shares his positive experience switching to Akko, praising its user-friendly setup, responsive customer service, and quick claims process. He encourages viewers to compare their current plans with Akko and offers a promotion for a free month trial using a specific discount code. The video emphasizes the importance of reviewing insurance details and considering cost-effective options.

00:00:00

In this part of the video, Chris introduces his channel and explains its focus on affordable products, encouraging viewers to subscribe if they find the content useful. He questions the high cost of phone insurance, specifically critiquing T-Mobile’s $18 per month 360 protection plan, which totals $36 per month to insure two phones. He points out that this adds up to $432 annually, which is the price of some mid-range phones. Chris criticizes T-Mobile’s bundling of services that he finds unnecessary, the lack of a basic alternative plan, and the high deductibles ranging from $100 to $250 for claims. He also mentions that other carriers like AT&T and Verizon offer similar plans costing between $10 to $20 per month, but also have high deductibles. Additionally, insurance options from Apple, Samsung, and Google range from $5 to $15 per month but come with limitations on the number of claims per year and sometimes lengthy repair processes.

00:03:00

In this segment, the speaker discusses their dissatisfaction with expensive phone insurance and their search for an affordable alternative. They discovered a company called Akko, which offers insurance for phones, electronic devices, and personal items, and is highly rated by several sources. Akko’s phone-only plan is affordable, ranging from $6 to $12 with a $99 deductible cap, covering accidental damage, theft, parts, battery failures, and allowing unlimited claims.

The speaker highlights Akko’s “Everything Protected” plan, which costs between $12 and $15 and covers up to 25 different items, including electronics, cameras, gaming consoles, and more, with a maximum limit of $2,000 per incident and higher limits available. Family and student plans are also offered. Although it doesn’t cover losses or mysterious disappearances, the speaker shares a positive experience switching from T-Mobile’s plan to Akko, noting the easy sign-up process, responsive customer service, and quick claims handling.

They describe the process of setting up an Akko account, taking pictures of the device, and uploading proof of purchase. In case of damage or theft, Akko facilitates repairs or provides replacements promptly. The speaker expresses relief knowing their family’s devices are protected, and overall satisfaction with Akko’s service.

00:06:00

In this part of the video, the presenter challenges viewers to compare the fine print of their current phone insurance plans with Akko’s plan, asserting that Akko offers a better and more affordable option. The presenter offers a promotion where viewers can try Akko’s service for one month free by visiting Akko’s website and using the discount code “dads.dojo”. The video concludes with a reminder to like the video, share it, and leave comments with thoughts on phone insurance plans.

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